Financial Arrangements

CareCredit

No Interest if Paid Within 3, 6, 12 or 18 Months^*
Minimum monthly payments required

^*Valid on purchases made on a CareCredit account. A $300 minimum purchase amount is required for plans longer than 3 months. On promo purchase, monthly payments required, but no finance charges will be assessed if (1) promo purchase paid in full in 3, 6, 12 or 18 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit.Otherwise, promo may be terminated & finance charges assessed from purchase date. On promotions requiring a minimum payment, payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change this allocation, please call Customer Service. Standard terms apply to non-promo purchases, optional charges and exiting accounts. Subject to approval by GE Money Bank.

24 Months, 36 Months, 48 months, 60 Months Extended Payment Plan/ 13.90% APR^**
Fixed minimum monthly payments required.

^**Valid on purchases of $1000 or more on 24, 36, and 48 month plans, and $2500 or more on 60 month plan made on CareCredit account. On promo purchase, fixed monthly payments equal to 4.7966% for 24 months, 3.4129% for 36 months, 2.7276% for 48 months and, 2.3216% for 60 months required, but finance charges will be applied to promo balance at a reduced daily periodic rate of 0.03808% (ANNUAL PERCENTAGE RATE 13.90%) if (1) promo purchase paid in full in 24, 36, 48, or 60 months, (2) any minimum monthly payments in the account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated. Standard terms apply to non-promo purchases, optional charges & existing accounts.

Additional Disclosure

Standard terms apply to non-promo purchases optional charges & existing accounts. As of 11/6/08, variable APR's: 22.99% & on all accounts in default, 29.99%. Minimum finance charge 42.00. Subject to approval by GE Money Bank.

Payment Estimator Disclosure

Estimated first minimum monthly payment. Future minimum payments will vary based on amount and timing of payments, interest rate and other charges added to account. You may always pay more. The more you pay each month, the quicker your balance will be repaid and the lower your total finance charges will be.

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Chase Health Advance

To apply, you must be at least 18 years of age (19 in NE, AL).

In most cases, you will receive a credit decision in less than 15 minutes. If we cannot approve you instantly, you will receive a call from us for clarification of application information inconsistencies or you will receive a letter in the mail from us regarding the credit decision within 7-10 days. Once your financing is approved, you have 90 days to schedule and begin treatment.

Check with your doctor to see which plans they accept. Not all doctors in the ChaseHealthAdvance program offer all of our financing plans.

1. No Interest Payment Plans
Purchase balance must be paid in full within the promotional period (3, 6, 12, 18, or 24 months), all minimum payments must be made and account must not otherwise be in default during the promotional period or finance charges will be assessed on the balance due from the purchase date at the annual Percentage Rate (APR) of 24.75% to 27.99% (depending on credit history at the time of credit approval). Length of the promotional period could be shorter depending upon the timing and amount of your payments and the type of other balances.

2. Extended Payment Plans
Fixed payments are required each month throughout the specified extended financing period (24, 36, 48 months) until the balance is paid in full. Finance charges will be applied to the balance due at the Annual Percentage Rate (APR) of 11.99% to 27.99% (depending on credit history and the medical specialty of the practice at the time of account funding. Exact terms will be supplied to you prior you opening your account.)

Applicable to all plans:
Default Rate: equal to the non-default APR for a particular plan, plus up to 10.00%, not to exceed an APR of 30.00%.
Late Payment Fee: $39
Returned Check Fee: $35
Minimum Finance Charge, if assessed: $.50
Additional details regarding promotional financing offers, payment allocation, minimum payment and default rules are contained in an account agreement

Click here for ChaseHealthAdvance site...